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Mortgage Rates -If the Fed cuts rates, why have they been going up?

Many expected mortgage rates to fall after the Federal Reserve’s recent interest rate cuts. However, instead of dropping, mortgage rates have been on the rise. Homebuyers who were hoping for lower rates may be confused by this trend. To understand why mortgage rates have climbed, let’s dive into how they are determined. Why Don’t Fed ... Read more

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Refinancing Your Mortgage: Understanding Potential Savings

Refinancing your mortgage can save you significant money, even in today’s fluctuating mortgage rate environment. Understanding how refinancing works and how current rates affect your mortgage payments is essential. Refinancing can lower your monthly payments, shorten your loan term, or access your home equity. This blog will provide detailed information on current mortgage rates, why ... Read more

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