State Served: FL

Annika Mikkelsen

2252901
Unique Loan Application

Annika is our Executive Director. She began her career in a high-end luxury furniture company as an interior designer. Her drive and dedication to learning the industry inside and out were recognized amongst her peers. At the beginning of 2022, she was offered to join Buckingham Mortgage LLC and decided for a career change. Coming from a background in design and sales, she brought with her innate communication skills crucial for engaging customers, fostering long-term relationships, and expanding our network.

She is a certified scuba instructor.


Nicole Svetlana Kalina

1442252
Unique Loan Application

Full time loan officer with a diverse background in finance and real estate. With a Bachelor of Science degree in Accounting, Nicole began her career in a CPA firm, gaining valuable insights into financial management and analysis. From 2014 Nicole has immersed herself in the real estate industry, honing her expertise and understanding of market trends. Transitioning to the role of a loan officer six years ago, she has successfully closed dozens of loans, assisting clients in achieving their homeownership dreams and financial goals. Combining a solid foundation in accounting with extensive experience in both real estate and mortgage lending, Nicole offers clients a unique perspective and tailored financial solutions. Dedication to exceptional service and commitment to client satisfaction make her a trusted partner in the lending process.

Passionate about Holistic medicine, Matcha latte and Tea ceremonies!


Yaro Hnatenko

1937095
Unique Loan Application

Mortgage Broker DMV + FL & Real Estate Investor, AIRBNB arbitrage

Son Michael , Wife Yuliia , dog Maksim; favorite place to be is Caribbean.


Melissa Alvarado

2014989
Unique Loan Application

Melissa Alvarado is a Mortgage Loan Officer at Buckingham Mortgage LLC since 2020. She entered the industry with a strong sales, marketing and leadership background, which she incorporates in her day to day. She graduated from University of Puerto Rico with a Bachelor's in Political Science, and obtained a Master's in Business Administration- Project Management from Strayer University in Virginia. Melissa is a mother of four, and lives in Frederick MD with her husband David. Her "Familia" is the motor that keeps her going.

Melissa loves going on road trips with her family and stopping at Buc-cee’s. Melissa also enjoys creating handmade crafts, painting; and singing.


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