State Served: VA

Yousuf Hanif

396683
Unique Loan Application

Info Coming Soon....

Info Coming Soon....


Michael Tedla Diressie

2134594
Unique Loan Application

Michael Tedla is a Mortgage Loan Officer locally based in the Washington DC Metro area. Michael is passionate about helping clients achieve their dream of homeownership and has a proven track record of delivering exceptional service and finding the best home ownership solutions for his clients. Michael began his career as an economic researcher in an international development organization before establishing himself as a Real Estate Professional. He developed a reputation for his meticulousness, effective communication, and capacity to handle challenging situations by providing individualized services that are tailored to his clients’ particular requirements. Michael is the Real Estate Professional you can rely on to lead you through the process of homeownership and help you meet your financial objectives by securing you the home loans that best suit you. Michael is bilingual in Amharic and English.


Meriem Rhalib

2536238
Unique Loan Application

Meriem joined Buckingham Mortgage LLC as a Mortgage Loan Officer in January 2024. She has a Master’s Degree in Business Communication and a background in sales and education. She is licensed in Virginia and a board member of the South Asian Association of Real Estate Professionals. 

Meriem writes romance novels and loves to travel. Her dream is to do a world tour one day.


Chamani Johns

1741408
Unique Loan Application

Chamani John is a seasoned finance professional with over a decade of experience in the industry, having commenced her career in 2011. She began her journey at SunTrust Bank, where her exceptional performance garnered multiple awards. In 2018, Chamani transitioned to the role of Mortgage Loan Office leveraging her extensive background in mortgage banking and lending environments. Chamani is distinguished by her strong work ethic, exemplary communication abilities, and unwavering commitment to delivering exceptional customer service. Her roots trace back to Sri Lanka, and she actively engages with the Sri Lankan community.

Chamani holds a diploma in dress design and has completed the Physical Therapy Aid program.


Annika Mikkelsen

2252901
Unique Loan Application

Annika is our Executive Director. She began her career in a high-end luxury furniture company as an interior designer. Her drive and dedication to learning the industry inside and out were recognized amongst her peers. At the beginning of 2022, she was offered to join Buckingham Mortgage LLC and decided for a career change. Coming from a background in design and sales, she brought with her innate communication skills crucial for engaging customers, fostering long-term relationships, and expanding our network.

She is a certified scuba instructor.


Nicole Svetlana Kalina

1442252
Unique Loan Application

Full time loan officer with a diverse background in finance and real estate. With a Bachelor of Science degree in Accounting, Nicole began her career in a CPA firm, gaining valuable insights into financial management and analysis. From 2014 Nicole has immersed herself in the real estate industry, honing her expertise and understanding of market trends. Transitioning to the role of a loan officer six years ago, she has successfully closed dozens of loans, assisting clients in achieving their homeownership dreams and financial goals. Combining a solid foundation in accounting with extensive experience in both real estate and mortgage lending, Nicole offers clients a unique perspective and tailored financial solutions. Dedication to exceptional service and commitment to client satisfaction make her a trusted partner in the lending process.

Passionate about Holistic medicine, Matcha latte and Tea ceremonies!


Luis Astudillo

398349
Unique Loan Application

Luis is originally from Lima, Peru, and is a licensed mortgage broker in the state of Virginia. With over two decades of experience in the mortgage industry, he specializes in originating mortgage loans and offers a range of programs including conventional loan products, FHA and VA loans, and new construction to permanent financing for primary and second homes. He is adept at securing competitive rates and terms for buyers and real estate investors. As a bilingual mortgage loan officer, he finds great satisfaction in helping clients achieve their dream of homeownership. He is committed to providing top-notch service to clients and referral partners, ensuring a seamless transaction process from start to finish.

Luis enjoys cooking, dining out, coaching soccer whenever possible, listening to jazz and blues and traveling as much as possible.


Gustavo “Gus” Suarez

1587532
Unique Loan Application

Gustavo Suarez is a mortgage professional with 15 years of experience in the financial field. Gustavo has been helping his clients understand the financial products and opportunities available and preparing them to achieve their goals in homeownership. Gustavo has been consistently recognized for his knowledge, professionalism, and his high level of engagement. He believes that creating an environment of trust and open communication goes a long way. In the years prior to Gustavo joining the real estate industry, he performed duties as a personal finance banker at organizations linked to the World Bank Group in Washington DC and other retail banks. The extensive knowledge he acquired during these years has helped him develop the analytical skills that contribute to better understanding a client’s financial situation and recommending the products that better fit their needs. Gustavo provides his services in English and Spanish. He enjoys educating and presenting the different options to make an informed decision when financing their home. His high work ethics, trustworthiness, responsibility and “Clients-First” mentality helped him create an excellent reputation in the industry. Buying a home is one of the biggest and most important decisions in life, you can count on Gustavo to guide you through that complicated process.

My dream is to create a non-profit in Peru to develop the skills around sports of financially under privileged kids to help them and their families get out of poverty.


Yaro Hnatenko

1937095
Unique Loan Application

Mortgage Broker DMV + FL & Real Estate Investor, AIRBNB arbitrage

Son Michael , Wife Yuliia , dog Maksim; favorite place to be is Caribbean.


Nilesh Makhija

2085698
Unique Loan Application

Graduated from Syracuse University, New York, I hold a Master's degree in Information Management. A decade of my career was spent in the Information Management space delivering custom Data Management solutions to Fortune 500 companies (such as Walmart, Dell, HP, etc. ) across the globe. Ultimately, I found what I truly enjoyed, which is real estate and helping families to buy their first home and that's what I have been really enjoying. I have been helping families buy their first homes for more than five years and every day I feel blessed to have a chance to help families own their first home. There are two kinds of mortgage loan officers within every organization: 1 - Who combine the words “customer service” everywhere just because they think they should, and 2 - Who live and breathe “customer service” because the words are embedded in their hearts. I am the latter type! Self-employed individuals and first-time homebuyers have unique challenges to overcome when applying for a mortgage. I have been self-employed myself, so I understand where they are coming from. I enjoy working with first-time homebuyers as well as people who know what they want in a mortgage. The nice thing is that there is always a loan option that fits your needs and goals. As your mortgage loan officer, I am committed to:

  • No Voicemails Ever, we pick up 100% of phone calls (even on holidays)
  • Prompt & transparent communication
  • No surprises in the loan process
  • Quick closing as soon as 14 days after contract ratification
  • Client for life - We never lose touch even after closing and continue to engage for buying investment properties, 1031 exchanges, real estate wealth building strategies
My job is to make your vision a reality, by providing the customized mortgages solutions and my experience I enjoy learning about my client's diverse backgrounds and different wants and needs for a home. I love working with many types of folks, and I can tell you, in this business, there is never a dull moment. Let's start exploring your mortgage options together.

When I'm not at work or outside of work, you will find me reading, thinking or meditating. Visiting my happy place, Virginia Beach, is always special to me. I love spending time with my family and have been married for 10 years, have two wonderful children. I enjoy walking the beach with my kiddos Keira, Kiaan, by my side. My favorite pastime is watching sunrises & sunsets and enjoying nature.


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